Capital Financing for the Wave of Your Future
There are many loan programs to fit almost any need. Please call us today and ask which loan program best fits your situation.
Payment and rate stay the same from start to finish, plus tax.
Lower start rate. Some of the balloon programs may be converted to an adjustable rate or a fixed rate after the 5 or 7 years, with very low fees and attractive rates.
Lowest start rate. Adjusts either every 6 months or every 12 months depending on program and grade and is based on the economy 6% ceiling for prime and 7% ceiling for sub-prime.
Rate is fixed for the first 5 or 7 years, then shifts to an adjustable rate mortgage (ARM).
An ARM program that is fixed for the first 2 or 3 years, then shifts into a 6 month adjustable rate mortgage. It is a sub-prime program giving you a rate lower than the sub-prime 30-year fixed, and if you have had credit problems, it allows a window of time for credit rebuilding and seasoning. You will then want to refinance this loan.